Guide

DIFC licence fee and ADGM fees: what each authority publishes

Updated

Comparing setup cost between the two zones is harder than it looks, because the two authorities publish their fees in different places and neither schedule contains the largest line: premises.

What ADGM publishes

The ADGM Registration Authority publishes an Overview of Fees, in US dollars, covering initial registration and annual renewal for every entity and activity category. Licensing fees vary by the category of permitted business activities: financial (Category A), non-financial (Category B) and retail (Category C), with separate pricing for specialised entities and corporate service providers.

ADGM Registration Authority, standard entities, US dollars
CategoryInitial registrationAnnual renewal
A, financial business activitiesUS$17,000US$16,500
B, non-financial business activitiesUS$5,800US$5,300
C, retail business activitiesUS$2,800US$2,300
Specialised entitiesUS$1,900US$1,400
Corporate service providerUS$7,800US$7,300
DLT FoundationUS$15,000US$14,500
FoundationUS$1,000US$500

Each initial figure is built from a US$200 name reservation, a US$300 application for incorporation, a US$200 commercial licence fee, a business activity fee that varies by category, and a US$300 data protection fee. Renewal drops the name reservation and incorporation elements (ADGM Registration Authority, Overview of Fees).

The incentivised rates

  • Tech start-ups: US$1,500, for a total duration of three years, covering registration and the two consecutive renewals after the licence issues.
  • Venture capital fund managers: US$1,500 on the same three year basis, for eligible FSRA-approved applicants.
  • Social enterprises: US$700, subject to holding a certificate confirming the classification from the competent authority.
  • Carried interest vehicles: US$1,900 to register and US$1,000 to renew.

Incentivised fees apply only for their stated duration. When a tech start-up's three years end, a non-financial start-up reverts to Category B fees and one conducting at least one financial activity reverts to Category A.

What DIFC publishes, and why there are no DIFC figures here

DIFC publishes its Registrar of Companies fee schedule on difc.ae, alongside its client handbook. We have not been able to read that schedule at source, so this site states no DIFC fee amounts at all. A price we cannot verify is worse than no price, and a comparison built on one verified column and one recalled column is not a comparison. Read the DIFC schedule on difc.ae directly and set it against the ADGM figures above.

What neither schedule includes

  • Premises. Every ADGM entity must maintain a registered office address in ADGM and pay the associated lease registration fee. DIFC has an equivalent requirement. In both zones this normally exceeds the licence fee.
  • Regulatory fees. A financial firm pays its regulator separately from its registrar, on application and annually.
  • Capital. Base capital is not a fee, but it is money that has to be there and stay there.
  • Restricted Scope Company status in ADGM, which carries an additional US$3,100.
  • Data protection renewal, which ADGM requires to be submitted separately from the commercial licence renewal.

The ADGM figures above are from the Registration Authority schedule dated January 2025, the version published at our updated date. Confirm the current schedule before budgeting.

Questions, answered directly

How much does an ADGM licence cost?

Under the published Registration Authority schedule, US$5,800 to register a non-financial Category B entity and US$5,300 a year to renew, or US$17,000 and US$16,500 for a financial Category A entity. Both include a US$300 data protection fee. Premises and regulatory fees are extra.

Is ADGM cheaper than DIFC?

We cannot answer that honestly, because we have only been able to read one of the two fee schedules at source. ADGM's figures are above. Read DIFC's schedule on difc.ae and compare it yourself, then price the registered office in each zone, which usually decides it.

Route the activity before you pick the zone.

Six questions, then the regulator, the category and the capital floor on both sides.

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